Tag Archives: return on equity

Buy or Refinance Now

The valuation of income properties is directly tied to the cost and structure of financing. Real estate is a “borrowed money” business. As interest rates rise, the capitalization rate required to service the debt for a purchase or refinance also rises, and thus the valuation falls. As the valuation falls, existing debt Loan to Value […]

Posted in Real Estate Investing, Wealth Creation | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Buy or Refinance Now

Capitalization Rate and Cash on Cash Return

I just added a new article on the correct way to calculate the Capitalization Rate (CAP) according to the cost and structure of financing.
An income property is generally valued on its cash flow, either the current cash flow or the anticipated future cash flow after repositioning. The valuation of the cash flow is calculated according […]

Posted in Real Estate Investing, Wealth Creation | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Capitalization Rate and Cash on Cash Return

Generate a PDF syndication package or a loan request package

I just made a major update to the very affordably priced “Introduction to Income Valuation and Syndication” course. With the sophisticated macro-enabled Excel 2007 ProFormaStabilized.xlsm spreadsheet, you can now generate a multi-page PDF presentation package for syndicating to your private financiers or for submitting a loan request to a commercial lender. There are several tutorial […]

Posted in Real Estate Investing, Wealth Creation | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Generate a PDF syndication package or a loan request package

New Video: Master Lease and Option RUBS

I added a powerful spreadsheet for calculating and generating invoices for the Ratio Utility Billing System (RUBS). There are 2 video tutorials showing how to use the spreadsheet and how to generate the mail merge templates. The spreadsheet supports unlimited number of residents, you can bill pro-rated for electric, gas, water, sewer, or any combination […]

Posted in Real Estate Investing, Wealth Creation | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on New Video: Master Lease and Option RUBS

New Video: ProFormaStabilized Spreadsheet – Finance Package Tutorial1

I just uploaded a major update to my course “Introduction to Income Valuation and Syndication” (at http://bit.ly/itivas-1) that updates the ProFormaStabilized.xlsm spreadsheet and a new video tutorial for generating a PDF finance package.
You can watch the YouTube version of the video by clicking here.

Posted in Real Estate Investing, Wealth Creation | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on New Video: ProFormaStabilized Spreadsheet – Finance Package Tutorial1

The Infamous Reverse Mortgage

I just added a free PDF special report about the infamous “Reverse Mortgage”.

There are finance companies that are offering the “Reverse Mortgage” to seniors (at least age 62). Seniors with a substantial amount of equity in their residence are targets of this aggressive predatory loan. There are many “celebrities” who claim a reputation for financial […]

Posted in Real Estate Investing, Time Value of Money, Wealth Creation | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on The Infamous Reverse Mortgage

Should I Pay Off This Mortgage Loan?

I just heard a personal finance expert recommend paying off a mortgage that has 14 years remaining. Here are the parameters of the 30-year fixed rate loan:
Debt Present Value:   229,880Remaining Term:           168  (16 years paid, 14 years left)Annual Interest Rate:     6.6% (fixed over 30 years)Monthly Debt Service:  -2,100  (principal + interest)Annual Debt Service:  -25,200
From these […]

Posted in Real Estate Investing, Time Value of Money, Wealth Creation | Tagged , , , , , , , , , , , , , , , , , , , | Comments Off on Should I Pay Off This Mortgage Loan?

Product Update: Pro-Forma Stabilized Income Property Mail Merge Tutorial2

I just updated the ProFormaStabilized.xlsm spreadsheet, added a new mail merge template, and added another video tutorial for the mail merge templates to my Introduction to Income Valuation and Syndication product.
You can view the YouTube.com version of the video tutorial here.

Posted in Real Estate Investing, Wealth Creation | Tagged , , , , , , , , , , , , , , , | Comments Off on Product Update: Pro-Forma Stabilized Income Property Mail Merge Tutorial2

Product Update: Calculating Capitalization Rate

I just added a new video tutorial “Calculating Capitalization Rate” to my information product “Introduction to Income Valuation and Syndication“. You can see the YouTube.com version here.

Posted in Real Estate Investing, Time Value of Money, Wealth Creation | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Product Update: Calculating Capitalization Rate

Starting Your Own Syndication Business

I just posted a short article about starting your own real estate syndication business when you have no prior experience managing other people’s money or assets. You can read it by clicking here.

Posted in Real Estate Investing, Wealth Creation | Tagged , , , , , , , , , , , , , , , | Comments Off on Starting Your Own Syndication Business