Tag Archives: leverage

Product Update: Property Analysis Worksheet Short Form

I just updated my Property Analysis Worksheet Short Form product. I added more detail lines to the RepairEstimates worksheet. If you purchased this product within the last 12 months, then you will receive an email with your free download link for the update.
If you want to learn more about analyzing properties for quick-turning (fix-and-sell or […]

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Should I Pay Off This Mortgage Loan?

I just heard a personal finance expert recommend paying off a mortgage that has 14 years remaining. Here are the parameters of the 30-year fixed rate loan:
Debt Present Value:   229,880Remaining Term:           168  (16 years paid, 14 years left)Annual Interest Rate:     6.6% (fixed over 30 years)Monthly Debt Service:  -2,100  (principal + interest)Annual Debt Service:  -25,200
From these […]

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Product Update: Calculating Capitalization Rate

I just added a new video tutorial “Calculating Capitalization Rate” to my information product “Introduction to Income Valuation and Syndication“. You can see the YouTube.com version here.

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Product Update: Sample Analysis1 video tutorial

I added a new “Sample Analysis1” video tutorial to the Property Analysis Worksheet Short Form product. You can watch the YouTube version here.
I get so many emails from amateur wholesalers who don’t know what they’re doing. They are not operating their business like a professional. I run the numbers and politely suggest that they renegotiate […]

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Decrease Expense or Increase Income?

I just posted an article “Decreasing Spending versus Increasing Income“, which talks about why increasing your passive income is better than decreasing your spending.

Many so-called “personal finance experts” are too focused on decreasing expenses. In general, decreasing “bad spending” is good. I just think that you should focus more on increasing your income by acquiring […]

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The Cost of Delaying Benefits

Why is common sense so rare?
I just heard yet another “economics expert” on cable television (a business finance talk show) talking about delaying Social Security benefits to increase the beneficiary’s income. Here are the basic terms:

At retirement age of 62, the basic monthly benefit is X. I’ll throw in a number of $500, but it […]

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Property Analysis Worksheet Short Form new video tutorial!

I just updated the Property Analysis Worksheet Short Form product with a short video tutorial about the RepairEstimates worksheet and the QuickTurnSummary worksheet.
Operate like a professional wholesaler by using my spreadsheet to calculate and justify your ridiculously low cash offers. Use my spreadsheet to determine whether a wholesaler is a professional or just another clueless […]

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Product Update with new Quick Turn Summary worksheet!

I just uploaded a product update for the Property Analysis Worksheet Short Form. It now has a new worksheet that summarizes the project for your private financier! You can save the worksheet as a PDF file or directly print out the worksheet and take it to your local real estate investors club.
Go now to the […]

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Product Update with new tutorial videos!

There is a product update for the Property Analysis Worksheet Short Form that includes another 40 minutes of mp4 tutorial videos that show detailed analysis for Hard Money financing and Self-Directed Individual Retirement Account (IRA) financing.
Check out the product page by clicking here.

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